Tax Deductions for Employers
Lower your tax liability with employer contributions.
Defined
Flexible Tools to Build Wealth & Reduce Taxes
Defined Contribution (DC) Plans, like 401(k)s, Profit-Sharing, and Safe Harbor Plans, offer tax-advantaged ways to save for retirement while supporting your employees.
If you’re already using a Defined Benefit Plan or if you are planning to, a DC plan can enhance your strategy, increase compliance, and offer even more ways to keep money in your business instead of sending it to the IRS.
How DC Plans Work
You (the employer), your employees, or both can contribute to individual retirement accounts.
Unlike Defined Benefit Plans, DC plans don’t promise a fixed retirement payout. Instead, the account value depends on how much is contributed and how the investments perform.
A Perfect Pair: Combine DC + DB for Maximum Impact
Why combine DC plans with Cash Balance or Defined Benefit Plans?
The combination helps meet IRS compliance thresholds and gives you more room to contribute and deduct those contributions from your taxes. It’s a strategic move that benefits both the owner and the team.
We Keep It Simple. You Reap the Benefits.
At Mirador, we design DC plans that fit your scenario: Whether you’re solo, scaling, or managing a team of any size, we’ll help you build the right plan.
Lower your taxes. Maximize retirement contributions for everyone. Keep your best people.