Lower Taxes Today —
Keep more of what you earn by reducing your taxable income with a custom Defined Benefits plan.
Mirador
You’re Earning. Now Start Keeping.
You’ve built a successful business. You’re making $500K or more. Now the IRS wants its share.
At Mirador Retirement Solutions, we design defined benefit and cash balance retirement plans that work for you, high-income business owners looking for smart, safe, and powerful ways to reduce their tax burden and build long-term wealth.
You’ve heard about cash balance and defined benefit plans. Maybe your CPA or wealth advisor mentioned them.
We specialize in designing and managing custom-tailored DB plans, calibrated for your income, your age, and your goals.
Why our clients choose us:
Understand what’s possible
Think you’re already doing enough? Let’s compare. Most prospective clients we talk to find they are leaving tens or even hundreds of thousands on the table, unnecessarily giving that money to the government instead of investing in their own futures.
Let us help the present you take care of the future you.
Example: Solo High Earner, Age 56
Karen is a 56-year-old consultant making $750K per year with no full-time employees. She’s maxed out her 401(k) and SEP, but it’s not moving the needle on her tax bill.
Here’s what we did:
Set up a solo Cash Balance Plan allowing Karen to contribute $270K/year, entirely tax-deferred.
Her effective tax rate dropped significantly, saving her over $100K in taxes annually.
Instead of writing six-figure checks to the IRS, Karen is funding her future.
Example: Co-Owners, Creative Firm
James and Tara co-own a boutique design firm. Together they bring in $250K/year. They have three employees, but only one is a long-term team member they want to reward.
Here’s what we did:
Set up a Defined Benefit Plan with targeted profit sharing.
James and Tara now contribute $100K+ annually into retirement—most of it going to themselves and their key employee.
They kept their total employer cost efficient while using retirement benefits as a strategic tool for retention.
“This let us take care of ourselves and reward the one employee we couldn’t afford to lose. It’s not just smart—it’s sustainable.”